RN Benefits Beyond Salary

Health, 401k match, PTO, tuition reimbursement, shift diffs.

Benefits can add 20-30% to total compensation. Worth comparing carefully.

Health insurance

Premium cost. Deductible. Family vs single.

401k

Match percentage. Vesting schedule. Pension if applicable (government, some unions).

PTO

Accrual rate. Cash-out policy. Holidays separate or combined.

Tuition reimbursement

Annual limit. Time-of-service requirement.

Shift differentials

Often understated in offers. Major income driver for night/weekend nurses.

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